FTMO Futures Review

The good:

• EOD drawdown that locks at your starting balance, and it already applies in the evaluation, which almost no firm offers.
• 90/10 split from the first payout, no scaling and no conditions.
• $20 minimum payout, one of the lowest in the industry.
• Only 3 minimum days (2 on Pro) and no time limit to pass the evaluation.
• No activation fee: once you pass, the subscription cancels and you pay nothing more.
• Growth has no daily loss limit in the evaluation.
• A company with a longer track record than any other in our catalog (2015) and serious platforms: NinjaTrader, Tradovate and TradingView with data included.
• Unlimited evaluations in parallel (each with its own fee).

The bad:

• Forced close at 4:10 PM ET: zero overnight, zero weekend. It kills swing trading.
• Monthly subscription that is NOT refunded with the first payout (unlike their CFD product).
• Low payout caps: $2,500–$4,000 per payout on Growth, $5,000–$8,000 on Pro.
• Growth only lets you withdraw 50% of your profit per cycle.
• Pro has a hard daily loss limit: touch it and the account's gone.
• Brand-new product with no futures payout history.
• Only 3 sizes (50K, 100K, 150K) and a maximum of 3 funded accounts.
• Huge restricted countries list (around 100), with Australia, China, Indonesia and Vietnam excluded. US residents are accepted.

Each of the three is built for something different, so I'll compare them on what actually decides it.

How you pay. Apex is a one-time payment with aggressive discounts almost all year: if you take a while to pass, it doesn't cost you more. MFF also moved to one-time payments in August 2026. FTMO bills you every month until you pass, with no discount. If you're the type who takes a while (and most of us are), there's only one loser here, and it's FTMO.

The drawdown. Here the tables turn. Apex offers both intraday and EOD trailing; its Intraday plan is the harshest there is: any spike you don't close raises your limit for good. FTMO and MFF use EOD, which is far more manageable. And FTMO adds the lock at the starting balance right from the evaluation. If intraday trailing keeps eating you alive, that difference is worth more than the price.

The schedule. Apex and MFF let you trade the full session. FTMO closes everything out at 4:10 PM ET. If you trade the overnight session (Asia or the early London open) or you like to let trades run, you already have your answer.

The payouts. MFF and Apex have more generous caps and a long history of documented payouts. FTMO pays 90% with a $20 minimum (very good), but with lower ceilings and no track record to show yet.

My conclusion: if you're after price and schedule flexibility, Apex. If you want the proven balance between rules and payouts, MFF. FTMO makes sense if the trailing drawdown is what keeps killing you and you want a drawdown that stops moving as soon as possible, and you're fine paying monthly and closing everything every afternoon.

It fits you if:

• You trade pure intraday and always close before the US close. If you already do this, their biggest drawback doesn't affect you.
• You blow accounts because of intraday trailing and want a drawdown that freezes as soon as possible.
• You pass evaluations fast: the less time you take, the fewer fees you pay.
• You value trading with a company with ten years of track record over squeezing the price.
• You want to cash out small amounts: with a $20 minimum you can request a payout almost from the first eligible day.

It doesn't fit you if:

• You swing trade or hold positions overnight. You simply can't.
• You take months to pass an evaluation: the subscription eats up the savings.
• You're after big payouts: the caps are among the lowest in our catalog.
• You want 250K accounts or bigger: here the ceiling is 150K.
• You'd rather wait and see how they pay before putting money into a brand-new product. Fair enough, and right now that's what I'd do.

If after all this it fits you, here's how I'd go about it:

Start with the Growth 50K ($119/month). It's the cheapest entry and, above all, the most forgiving while you learn their rules: it has no daily loss limit in the evaluation, so one bad day doesn't knock you out. The Pro is more demanding (hard daily loss limit) and only pays off once you know you can pass evaluations comfortably and you want the higher payout caps and 100% of your profit withdrawable.

Before you buy, run two checks. One: look at your actual trading hours and make sure you close comfortably before 4:10 PM ET. Two: be honest about how long it takes you to pass an evaluation, because every extra month is another $119. If either check gives you pause, go with another firm.

And a personal recommendation: with a product this new and no payout history, I wouldn't put more than one account here until I'd seen a couple of my own payouts actually hit my account. The company is serious, but the product still has to prove itself.

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⚠️ Disclaimer: Trading carries the risk of losing all your capital. This review is not financial advice. Verify the data with the firm before you buy. El Trader Financiado may earn an affiliate commission if you buy through our links. This doesn't affect the price you pay or our objectivity.