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Independent review by El Trader Financiado
Top One Futures prop firm logo
4.8
Trustpilot5 out of 5 stars on Trustpilot
3.8k reviews
USA2025
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Top One Futures Review

General Features

Payment Methods

Debit/Credit Card
Crypto

Compatible Platforms

NinjaTrader
NinjaTrader
Tradovate
Tradovate
TradingView
+$
TradingView

Plans

Top One Futures Elite Daily

Account Details

Price$178$71.20/mo
Activation Fee-
Profit Target$1,500
Max Drawdown$1,000
Daily Loss-
Mini / Micro1/10
Reset Eval$79
Reset Sim Funded$299
Price$218$87.20/mo
Activation Fee-
Profit Target$3,000
Max Drawdown$2,000
Daily Loss$1,000
Mini / Micro3/30
Reset Eval$95
Reset Sim Funded$499
Price$398$159.20/mo
Activation Fee-
Profit Target$6,000
Max Drawdown$3,000
Daily Loss-
Mini / Micro5/50
Reset Eval$185
Reset Sim Funded$849

Challenge

Duration

Renewable

Drawdown Type

EOD

Minimum Days

3 days

Consistency

40%

News

Allowed

Schedule

Sim-Funded Phase

Drawdown Type

EOD

Prohibited

Inactivity

14 days

News

Restricted

Scaling Contracts

Yes

Multi-Account

Up to 5 accounts

Microscalping

Restricted

Withdrawal Limits

Profit Split

90%

Min Withdrawal

$500

Maximum Withdrawal

Limit by Account

Buffer

Withdrawable

Consistency

-

Min Trading Days

1 day

Withdrawal Limits

-

Withdrawal Methods

Bank
Rise
Crypto
Rise

Support

Contact Top One Futures's support team

support@toponefutures.com

Restricted Countries

Top One Futures does not accept traders from the following countries:

Real opinions

Real opinions on Top One Futures

Verdict: Top One Futures is a young firm (launched in 2025) that's making noise with six different plans and aggressive prices on direct passes. The surprise: 4.8/5 on Trustpilot with 3,798 reviews in their first year — high numbers for such a new firm. The real catch is that withdrawing is hard: fixed caps, dynamic profit targets, and restrictions that limit how much you can actually collect. My score: 6.5/10.

Community ratings

3.1/ 5

20 global ratings

5
15%
4
35%
3
20%
2
5%
1
25%

Traders say: coming soon — automatic summary once there are 10+ text reviews.

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Community reviews

Showing 5 of 20 reviews

  • s***a

    June 4, 2026
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    June 4, 2026
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    June 4, 2026
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    June 4, 2026
  • M***n

    June 4, 2026

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Frequently asked questions about Top One Futures

Is Top One Trader reliable?

Yes, Top One Futures is a reliable firm - but there is a nuance: it is a very young firm, founded in 2025 (barely ~1 year on the market). That youth is offset by verifiable data:

Trustpilot: 4.8/5 with over 3,700 reviews.

4 active plans: Elite Daily (daily payouts), Elite Access (one-time-payment challenge), Instant Sim Funded (Direct Pass) and IGNITE Instant.

90% profit split on all plans.

Platforms: NinjaTrader, Tradovate and TradingView.

If your filter is firm with several years of track record, it does not meet it yet. If your filter is high Trustpilot and broad plan selection, it does fit.

Is Top One Futures good?

In practice, Topone Futures stands out on two counts:

Profit split of 90% on all plans (Elite Daily, Elite Access, Instant Sim Funded and IGNITE Instant) - the highest echelon in the industry.

Trustpilot 4.8/5 with 3,798 reviews, an aggregate score including payouts, support and rules.

The main trade-off is its youth: founded in 2025, it has only been on the market for ~1 year. It also applies a restricted scalping policy (minimum 10 seconds per trade), which may limit very pure scalping traders.

For lower risk entry, Direct Pass plans (Instant Sim Funded, IGNITE Instant) have one-time payment and skip the evaluation phase.

Is Top One Trader regulated?

Top One Futures is not a regulated broker because futures prop firms, in general, do not need a banking license: they do not hold client money for trading - they trade with their own capital in simulated accounts.

It is based in USA (founded in 2025) and operates with platforms connected to professional data providers such as NinjaTrader and Tradovate. Trustpilot accumulates 4.8/5 with over 3,700 reviews as a public benchmark for payment compliance.

If you are looking for a regulated broker to trade with your own capital, a prop firm is not the right choice. If you are looking to trade with the firm's simulated equity in exchange for an evaluation or Direct Pass, it is a good fit.

Does Top One Trader pay?

Yes, Top One Futures pays. The profit split is 90% in its 4 plans and withdrawal terms vary:

Elite Daily: payouts daily - fastest in the catalog, minimum $500.

Instant Sim Funded / IGNITE Instant: payouts every 10 days.

Payment methods: Rise. Trustpilot 4.8/5 with 3,798 reviews supports that the payout operation works in practice.

Applies different consistency rules depending on the plan (15% IGNITE, 20% Instant Sim Funded) and variable trading day minimums (from 1 to 7 days depending on plan).

What is the Top One Futures discount code?

The active code with El Trader Financiado is `ETFPROMO`. It applies up to 60% off your first account and brings the Elite Access plan to $39 regardless of account size.

It applies directly at Top One Futures' checkout. Current conditions are at `/discounts/toponefutures`.